uses cookies on the website to give you a better experience. By using it you agree to our use of cookies in accordance with our cookie policy OK




1. You can visit our website without giving away your personal information. MSL uses Google Analytics and Cookies in order to improve our service, user experience and analyse how the website is used. As is true of most websites, but subject to your browser settings, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, languages, age, gender, interests, device information date/time stamp, and clickstream data.

2. We use this information, which does not identify individual users, to analyse trends, to administer the site, to track users' movements around the site, and to gather demographic information about our user base as a whole.

3. We do not link this automatically collected data to personally identifiable information.

4. We reserve the right to use a third-party tracking service, Google Analytics, which uses cookies to track aggregate non-personally identifiable information about visitors to our site such as number of visits, searched pages and browser type to improve our website and client experience.


5. Cookies are small pieces of information which are placed in your computer’s memory when you visit a website. MSL uses cookies to recognize you as a repeat visitor, to identify your browser type, to keep track of online patterns and preferences in order to better understand you as a customer, and to improve the quality of the Website and Smart Wallet Services. When you enter our Website, our servers (or those of our Service Providers) will recognize your computer but not who is using it. However, by associating the identification numbers in the cookies with other customer information when, for example, you log in to the Smart Wallet Services, we know that the cookie information relates to you.

  1. It is always open to you to modify your web browser settings to prevent the placing of cookies or to notify you each time a cookie is set. The website contains additional useful information on how to block or control cookies using different browsers. However, by blocking or deleting cookies used on the Smart Wallet Services, you may not be able to take full advantage of the Smart Wallet Services.
  2. The Website and the Smart Wallet Services may allow you to interact with various plugins from a large variety of social media sites such as Facebook, Twitter, LinkedIn or Instagram and various others. In such cases, there may be a flow of your personal information between MSL and such social media sites. Your use of these plugins will be governed by each social media site's privacy policy and not this privacy policy. We encourage you to become familiar with each social media site's privacy and security practices and policies before enabling such plugins.